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Almost everyone around me wants to save money. Sometimes

Posted: Mon Jan 27, 2020 8:41 pm
by bylaly
Almost everyone around me wants to save money. Sometimes, when we go over this subject during our conversations, many different and beautiful ideas are created for saving from everyone. With the thought of starting to save money, the eyes are shining, sitting is upright, and with a pleasant smile on the faces, the subject closes until the next conversation.

What happens next? Nothing. Because they are the permanent players of the I Can't Save Money Club ... No one can save money. Either accumulation cannot be started at all or accumulation is started, but its continuation cannot be brought.

Nobody can make anybody save by holding some of their money by force. You need to ask to start making savings. I look at my friends around me and I can see that each one is willing. Well, why not, why not start saving or continue when it starts?

I asked all these questions to myself ...

I learned saving when I was very young. I've always accumulated some of my pocket money directly. Thanks to my family, I think I got the habit of saving and saving. Because when I accumulated my pocket money, I constantly received incentives from them. If I could save a few hundred liras, my father would put a few hundred liras on top. At that time, my wishes were different, you guessed it is a little expensive things that every child would like to have. I think that by accumulating, I can see that I can fulfill these wishes, which made me gain a habit.

I somehow acquired the habit of saving money. I can't think of a world that I can't save. But how does my habit make me think, how should I think to make savings?

Remember why it is important to make savings

I have my own reasons for saving. Since these reasons are always in my mind, I am quite far from the possibility of not saving. I know that I need savings to secure my today and tomorrow, buy a new home in the future and perhaps start a business.

Everyone who wants to save has important reasons. I am sure you have important reasons. Remember these, remember them all the time. When shopping, when you are about to go into debt, when you are about to go on a luxury holiday, just consider your reasons before paying.

Be aware of your responsibilities
I have been managing my own money for a long time, I am aware that I have great responsibilities in this regard. Because I am aware that it is completely a business of responsibility to start saving and maintain the savings. It is among my small but effective responsibilities to make a budget plan, to make shopping lists before going shopping, to get discoveries and notes that will save me money.

Think more simply. You are responsible for your money. You can also choose to drink coffee for 10 liras today, you can also choose to receive funds with the same amount. You are the boss of your money. Money is never self-administer , 'today I'm 10 pounds in coffee Let me go or I take the funds' can not say. It is up to you to manage it. Money is your responsibility. For this reason, you need to be aware of your responsibilities towards your money. Keeping in mind the reasons for accumulation will help you remember your responsibilities.

Set large or small targets
If you are long-term or impatient, try setting short-term goals. For example, try to spend some of your income directly on savings each month. Do this for 6 months or 12 and don't touch your bank account until it reaches your destination. After you start to make regular savings, the increase in the amount in your bank account increases over the months will encourage you to continue on your way.

Simply put a 6-month goal. Collect regularly for 6 months. If it is difficult for you to reach this goal, you may think that you are paying your savings account. Suppose you pay a few hundred pounds more for your credit card per month. The good thing is that you will not be able to get back the money you paid for your credit card debt, but you will be able to get back the money you paid for your savings account.

If you don't know after reaching your accumulation goal, start getting to know investment tools. Evaluate your savings with long-term or short-term investments, preferably without risk, and see how your money works because you will witness that you can earn more money and earn more and more money as you continue to accumulate.

In order to save money and ensure the continuation of the savings, I only realized that I was thinking about them. I think it definitely works. Every thought I wrote above also has good results. What's wrong with saving anyway? Give yourself another chance to start again and continue without stopping.